About Us
About GHJ
At GHJ Advisory, led by John C. Fay MBE (left) we offer tailored property development finance solutions for residential, commercial, and mixed use schemes across the UK. Whether you’re acquiring land, undertaking a new-build project, or refurbishing an existing property, we help secure the right funding to bring your plans to life.
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At GHJ Advisory, we understand that no two developments or developers are the same. That’s why we provide a bespoke service, focused on securing the most suitable funding structure for your specific project and financial goals.
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We have direct access to a panel of over 11 trusted lenders, ranging from major high street banks and challenger institutions to private lenders and niche development funders. This allows us to:
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Source the most competitive rates and flexible terms
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Offer access to exclusive, off-market lending products
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Support straightforward and complex cases alike
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Arrange funding quickly for time-sensitive opportunities
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Negotiate effectively on loan-to-cost and loan-to-GDV ratios
By working with GHJ Advisory, you gain more than a broker, you gain a strategic partner who can guide you through the full development lifecycle, from initial feasibility through to loan exit.
Common Uses for our Development Finance
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New Build Schemes – From single plots to multi-unit residential developments
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Conversions – Such as office to residential or barn to home transformations
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Major Refurbishments – Structural works, extensions, and high value upgrades
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Permitted Development – Taking advantage of relaxed planning regulations